4 Reasons Why Now Is A Great Time To Purchase Over The Holidays

Dated: 11/28/2017

Views: 51

          Thinking About Putting Your House Hunting On Hold Due to the Holidays?

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Christmas and seasonal parties, tree decorating, cookies and let’s not forget the lights…. friends, the holidays are here again, and it’s the perfect time for …house hunting? OK, we know you’re busy enough planning family feasts and much-needed vacations while dealing with colder weather (ha ha!), but hear us out. While it might seem counterintuitive to put a big-ticket item like a home on your holiday shopping list, it really does make sense.

Don’t believe us? Check out these surprisingly smart reasons to let everyone else hit the mall or cyber sales to buy half-off sweaters  while you make the purchase of a lifetime: a new house to ring in the New Year. Here are some reasons why:


Most buyers take the month off to celebrate the holidays, attend parties, host out-of-town guests. Or, maybe they’ve heard that this is a lousy time to buy a house. Whatever the reason, shopping for real estate at a time when fewer buyers are in the market can pay off big. There is less market activity and it could be a great time to snag the house you’ve been watching for a while at a great price!

That’s because competing with multiple offers is one of the most stressful parts of the home-buying process and extremely less likely around the holidays.


The December seller is likely to be serious and motivated—and therefore more open to negotiation. So what you might lack in choice of available homes could be balanced out by dealing with a more flexible seller.

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Most sellers have a compelling reason for putting their house on the market before or during the holidays.  They might be facing a relocation and want to get their kids settled before the new term. Or they might just be feeling some stress if they listed their home in the fall and it’s still languishing post–Turkey Day, making them just a little more anxious to deal. Believe me for the last 2-3 years in a row my husband and I have either been on one side or the other of these transactions and they are a lot more friendly to negotiate instead of going up against other offers or aggressive sellers.


In case you weren’t aware, the tax benefits go both ways. Buying now can help you save in April and beyond. Homeownership brings numerous tax perks, from deducting mortgage interest to property taxes. (Update: The House of Representatives just passed its version of the GOP proposed tax plan, which would cap the property tax deduction at $10,000. The House bill also would only allow homeowners to deduct the interest on mortgages up to $500,000, down from the current $1 million.)

Also, many closing fees are tax-deductible if you itemize—although you should always double-check with your accountant about any tax questions.
If you have any questions in regards to loans or tax deductions we would love to refer you to one of our lenders or accountants to help you get the answer before you make your big decision.


Within the general trend of interest rates, there is often a cyclical trend of lower interest rates during the holidays — not from the generosity of lenders but due to limited demand forcing greater competition among lenders.Image title
here are plenty of factors that can obscure or swamp this cycle, but in general, you should see preferable interest rates around the holidays compared to the times immediately before or after.

Again, let me reiterate if you are considering purchasing a home and would like a referral to a lender or would like to let us show you some
great homes let us know. There’s never a bad time to make the biggest investment of your life! Or maybe second biggest!! 🙂

Happy Holidays,

Richard and Franchesca

Crown Home Group Powered By eXp Realty

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Richard and Franchesca Of Crown Home Group

Meet Richard & Franchesca known as the Crown Home Group they believe in “Building Lasting Relationships”. Together Richard and Franchesca have a combined 20+ years of experience in real estate. R....

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